Equipment Financing
Made Simple
Growing your shop shouldn't wait on cash flow. ODP's Finance Program — powered by Navitas Credit Corp — puts the automotive equipment you need on the floor now, with a payment plan that fits your budget.
Serving shops across Colorado and Southern Wyoming, we make it straightforward to upgrade without tying up working capital.
How it Works
Complete a 10 minute Application.
Our online application collects everything we need to get your financing moving.
Get a Decision Fast!
Most applicants hear back within 24 hours — many are processed in as little as 2 hours.
Put your Equipment to Work Today.
Once Navitas Credit Corp approves your financing, we'll help you plan next steps and get your new equipment installed.
Why Finance instead of Paying Cash?
You can't afford to wait on equipment that's slowing your shop down — and with ODP, you don't have to. Finance the equipment you need today, pay for it over time, and keep cash available for everything else your business needs.
Benefits
100% Financing
Finance the full cost of your equipment, no partial-cash requirement.
Fast Processing
Most applications move through in as little as 2 hours.
Flexible Terms
Payment plans structured around your business, not a one-size-fits-all schedule.
Tax Benefits
Many shops qualify for IRS deductions that can exceed first-year payments (consult your tax advisor).
Upgrade Flexibility
Change or upgrade equipment as your needs evolve during the financing term.
Improved Cash Flow
No large down payment means your capital stays available.
Preserves Your Credit Line
Keep your bank line of credit open for emergencies, not equipment.
Fixed Monthly Payments
Predictable costs make budgeting and forecasting easier.
Frequently Asked Questions
Most applications are processed within 2 hours, with a full response typically within 24 hours.
Yes. ODP's Finance Program through Navitas Credit Corp allows for 100% financing, so there's no large upfront cash outlay.
Navitas Credit Corp is ODP's financing partner, handling application review, approval, and terms.
Yes. As your shop's needs change, you can upgrade equipment at any point during your financing term.
No — financing through ODP is separate from your bank line of credit, so that credit stays available for other business needs.
ODP serves automotive shops across Colorado and Southern Wyoming, including Denver, Colorado Springs, Fort Collins, Boulder, Greeley, Pueblo, and Castle Rock.